If you are unfortunate enough to end up a part of a car accident while driving a rental, filing an accident report might seem to be a more daunting task than it really is. The fact of the matter is that there are only one or two steps more to follow than if you’d had the accident in your own car. Taking extra special care to note all details of the accident, including the names, contact info and testimonies of any witnesses, as well as the names and badge numbers of all emergency personnel involved, will make the whole process go that much more smoothly.
Always be sure to check with your insurance company to insure that your policy provides adequate coverage should you get in an accident in your rental car. If purchasing insurance from the rental company, the same applies. Make absolutely certain that you are covered. Regardless of the cause or fault of the accident, the renter and additional drivers on the contract are responsible for any damage to the vehicle and loss to the company, including towing charges, storage, the business lost due to the vehicle’s condition, diminution in the vehicle’s value, etc. There’s quite a long list of things that a rental company can suggest that you are liable for and, more importantly, they have your credit card number. Know your rights and what you’re responsible for should you end up in an accident in a rental car.