Virtually every new car sold today comes with some type of factory car warranty. These cars tend to come with basic warranty coverage plans that all generally cover the same types of things regardless of manufacturer. We will concentrate on explaining these types of basic and common warranties, rather than the more specialized kinds found in higher end and specialty cars. Those cars tend to have very specific coverage that can vary greatly depending on manufacturer and specific model purchased.Bumper-to-Bumper Warranty
Basic bumper-to-bumper warranties are found on almost all new cars. This warranty is called bumper-to-bumper because it tends to cover almost all of the car in some way, with exception to specific wear items. Wear items will normally include the tires, oil, oil filter, and brake components, and sometimes even the battery, though many manufacturers are starting to give a 3 year warranty on batteries as well. It should be noted that for most claims, especially those involving the power train, will only be covered if the vehicle has been regularly serviced as per the manufacturer’s specifications. In most cases, the factory car warranty plan is limited, meaning it only covers problems caused by manufacturing errors or defect. Environmental damage, such as hail and flooding, use of incorrect fuel, or damage caused by the owner are not likely to be covered by a factory warranty. In addition to standard bumper-to-bumper warranties, many manufacturers are starting to offer a separate powertrain warranty which covers engine and transmission components for an extended duration noted by the manufacturer.Federal Government Required Warranties
Due to federal government requirements, exhaust components are covered by a 2 year/24,000 mile warranty against corrosion. In addition, an 8year/80,000mile warranty is required for the catalytic converter and any on board diagnostic devices equipped on the vehicle. These warranties cover the ability to pass emissions testing as well as any design or defect issues.
Also required by federal law, all seat belt, restraint and air bag related components must be covered by a 5year/50,000 mile warranty against defect or malfunction.Corrosion Warranties
Most manufacturers offer at least a 5year/unlimited mileage corrosion warranty that deals with any problems caused by corrosion to the body panels or chassis, specifically perforation rust. Some manufacturers may offer a lower duration warranty, such as Mercedes-Benz, but the trend among most manufacturers is to offer an even longer warranty; sometimes for as long as 7-12 years.Almost no manufacturer offers any kind of warranty for normal wear items. What a warranty is then, a promise by the manufacturer to stand behind its product in the case of any manufacturing or design defects. Damage due to the driver, accidents, severe weather and disasters are not normally covered unless it can be demonstrated the damage was caused by some manner of design issue. In this case, a factory recall may be started in order to correct the problem at the manufacturer’s expense.