If you have poor or no credit, does not mean you cannot find a car finance company that will help you get that dream car. There are quite a few car finance companies that provide financing for clients with poor, bad, or no credit. You just have to know where to look.
Car Loans 1: Car Loans 1 can provide you with an early approval for your car loan even if you have poor credit. They have several lenders that specialize in providing poor credit car loans. Aside from filling in the online application form, they also require a proof or statement of your monthly income, as well as other documents referring to your finances. You must also be able to procure auto insurance to be liable for their car loans.
Auto Credit Express: One of the most reliable car finance companies online that provide loans for customers with poor or no credit is Auto Credit Express. A great feature of this car finance company is that they have reputable car dealerships as partners, making it easier for ACE to have your car loan approved. ACE requires proof that you have a monthly income of at least $1,500, and proof that you have full time work for the duration of the loan. You also need to be able to get a car insurance policy.
CarsDirect: If you have bad, poor, or absolutely no credit, then you may want to check out CarsDirect. They work with several car dealers that specialize in this type of financing. They are also able to provide financing for new and used cars. CarsDirect requires a copy of your credit report, which you can get for free through AnnualCreditReport.com, together with proof of income and employment.