By logging on to Progressive.com you can accomplish a lot more than just getting a Progressive auto insurance quote. You can also compare other auto insurance companies’ rates, get quotes for several different types of insurance, including home owner’s, condo and renter’s insurance, and view the most frequently asked questions regarding auto insurance. By opening the FAQ page you can view questions on a variety of auto insurance-related topics, along with their answers. Topics include Rates and Payments, Picking A Company, Understanding Coverages and Making Policy Changes. There’s also a form you can fill out with your contact information so that Progressive can answer any other questions you may have. Here are 3 of the most frequently asked questions:
All insurers use your insurance and credit scores as part of their determining factors. People found to be more likely to have a claim are generally charged more than those who aren’t. Other factors that may affect your insurance rates include what city or state you live in, what type of vehicle you drive, your age and gender, and the current state of your driving record.
No. Though the major insurance providers do offer the same basic types of coverage, such as liability, collision, uninsured motorist, and personal injury protection, there are also specialized types of coverage that are hardly ever the same from company to company.
At the very least, you need the minimum amount of coverage required by law for your state. Beyond that the amount of insurance you get should be dictated by your own personal situation and particular needs. How much you can afford, both immediately out-of-pocket and for any damages caused in an accident that may exceed your coverage limits is a factor to consider. If you are making payments on your car, your financing company may require that you have comprehensive and collision coverage along with the liability. If you drive a large vehicle, such as an SUV, it is a good idea to have higher limits, as these vehicles cause more damage in an accident. If there are other people in your household that have driver’s licenses but don’t drive your vehicle, you don’t need to include them on your policy.
If you’re looking to get a good, honest insurance quote, Progressive is definitely a company to keep in mind. As they also help you to get rate quotes from competing insurers, this company proves that they are one that you can trust, whatever your insurance needs may be. Log on to their webpage to get quick, free quotes, view and edit any existing policy you may have with them and have your insurance questions answered.