If you live in a no fault car insurance state, you want to shop for the best rates on comprehensive collision insurance. Shopping for no-fault car insurance is the same as shopping for any other type of car insurance—the only exception being that you live in a state that requires your insurance company to allow you to file a claim with them directly, regardless of who is at fault.
One of the easiest ways to shop for no-fault car insurance rates is to visit websites like Insure.com and CarInsurance.com. These websites allow you to request quotes from multiple lenders and have them sent directly to your e-mail inbox. Using these websites is very easy as well; simply enter your name and contact information, information regarding your driving record and information about the vehicle you wish to insure. Once you supply all the required information, you will generally receive quotes from multiple companies within a day or two.
If you’re looking for the absolute lowest car insurance rates available, you may want to set consider limiting the amount of coverage you require in a policy, and also consider eliminating lesser used types of coverage such as rental car coverage and roadside assistance. If you are still making payments on your vehicle you will be required to maintain comprehensive collision insurance; however, you can get rid of unnecessary policy riders and provisions of the policy to help make the policy premium more affordable.