How Auto Insurance Specialists & Auto Insurance Companies Differ

• Posted on Autos.com Editor
• in Auto Insurance
• on October 7, 2013

Auto insurance specialists typically are independent brokers or agents who have considerable experience in the auto insurance industry. These specialists may work with many auto insurance companies at the same time. With their experience, they have inside knowledge about almost all the products that these auto insurance companies have on offer.

Do I Need an Auto Insurance Specialist When Most of the Auto Insurance Companies Offer Competing Quotes Online?

The answer lies in the ease of getting customized auto insurance. The auto insurance companies offer quotes online which are aimed at the general public with no special requirements. Whereas the auto insurance specialist will ask you detailed questions. This to ascertain your specific requirements, driving records, cost of accessories, make and model of the car, age and odometer readings of the car. The questions asked may also include how many other members of the family also drive the car, if there is any recent graduate who drives. There are some companies who offer discounts to recent graduates and students. The list may include many other questions.

The Ways an Auto Insurance Specialist Could Help You

Based on all these queries, the auto insurance specialist will suggest the best options and plans suited to your requirements. You have the freedom to ask the auto insurance specialist about the legal terms used in the policy. Websites of the auto insurance companies will not be that specific and most of the questions popping in your head may go unanswered. The auto insurance agent can also help configure the best discounts from the auto insurance companies. As a direct client, you may not even be aware of these discounts and the companies may be reluctant to divulge these offers. The specialist will be able to give you quotes from different auto insurance companies. Do not hesitate to ask the specialist for more than one quote.

It is advised to consult your local auto insurance specialist before making any online purchases concerning auto insurance. You may be saving valuable time and earn beneficial discounts too.