• Auto Liability Insurance: The Minimum Level in Your State

    Every state in the country requires auto liability insurance. However, depending upon the state that you live in, minimum policy limits for car liability insurance policies vary considerably. Although most insurance companies do an exceptional job of making sure that your car’s liability policy meets your state’s minimum requirements, it is always a good idea for you to know what your state’s minimum requirements are. Therefore, here is a convenient list to help you find what your state’s minimum liability insurance policy limits are.

    Minimum Liability Insurance Coverage Amounts by State

    All numbers refer to Dollar amounts in thousands and refer to the minimum policy limit as required by state law.

    State – individual bodily injury limits/ per accident bodily injury limits/ per accident property damage limits

    • Alaska 50/100/25
    • Alabama 20/40/10
    • Arkansas 25/50/15
    • Arizona 15/30/10
    • California 15/30/5
    • Colorado 25/50/15
    • Connecticut 20/40/10
    • Delaware 15/30/5
    • Florida 10/20/10
    • Georgia 15/30/10
    • Hawaii 20/40/10
    • Idaho 20/50/15
    • Illinois 20/40/15
    • Indiana 25/50/10
    • Iowa 20/40/15
    • Kansas 25/50/10
    • Kentucky 25/50/10
    • Louisiana 10/20/10
    • Maine 50/100/25
    • Maryland 20/40/10
    • Massachusetts 20/40/5
    • Michigan 20/40/10
    • Minnesota 30/60/10
    • Mississippi 25/50/25
    • Missouri 25/50/10
    • Montana 25/50/10
    • Nebraska 25/50/25
    • New Hampshire 25/50/25
    • New Jersey 15/30/5
    • New Mexico 25/50/10
    • Nevada 15/30/10
    • New York 25/50/10
    • North Carolina 30/60/25
    • North Dakota 25/50/25
    • Ohio 12.5/25/7.5
    • Oklahoma 10/20/10
    • Oregon 25/50/10
    • Pennsylvania 15/30/5
    • Rhode Island 25/50/25
    • South Carolina 15/30/10
    • South Dakota 25/50/25
    • Tennessee 25/50/10
    • Texas 20/40/15
    • Utah 25/65/15
    • Virginia 25/50/20
    • Vermont 25/50/10
    • Washington 25/50/10
    • Wisconsin 25/50/10
    • West Virginia 20/40/10
    • Wyoming 25/50/20