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4 Tips for Women when Buying Car Insurance
Women usually always have lower insurance rates than men, and car insurance tips designed to save women even more money are always a good idea. So, here are some tips for women that want to pay as little as possible for car insurance policy.
Find Women-Friendly Companies
It is a fact that women are usually safer drivers than men. They don’t drive as fast, they generally are more cautious and usually make smaller insurance claims than men. So, you should choose companies that reward women for being better drivers. Many insurance companies will offer a 10% discount off of normal car insurance premiums—just because you’re a woman.
Compare Prices Online
Use websites like Insure.com and CarInsurance.com to compare rates from multiple companies. Simply enter your name, contact information and information about your driving record and your car. Once you submit the quote request, you should receive multiple premium rate quotes in your e-mail inbox. In fact, you should start receiving close in as little as one hour.
Consider a Higher Deductible
Instead of the standard $100 deductible, consider choosing a policy with a slightly higher deductible. Choosing a $250 or $500 deductible will often reduce your premium payments considerably, and usually provide more savings than the increased amount of the deductible.
Choose Adequate Protection
Always make sure that your car insurance policy provides adequate protection if you’re involved in a car accident. You should always seriously consider options like uninsured motorist coverage that will pay for your car’s repairs as well as medical expenses for you and passengers in your vehicle—if you are involved in an accident and the other driver has no car insurance. Generally speaking, it is better to have a little more coverage than you need than not enough.
