How to Check for Auto Liens Online
Auto liens are a type of a lien held down for an automobile. In general, a lien is a security interest that is granted by the law on an item for the purpose of payment of a debt. The person, who grants the lien, and usually the owner of the item, is called the lienor while the benefactor is referred to as the lienee.
Checking for the state and validity of an auto lien is very important especially in the process of car title transfer. Sometimes, the new car or used car loans are paid off but mistakes may occur and a lien may not be removed from a car. This can prove to be a challenge to any new buyer, whether you are purchasing a new or a used car.
To avoid complications with the Department of motor vehicles later, you can employ a way of checking for the lien on a car. First, you should check the VIN of the automobile in question. Every vehicle comes with a Vehicles Identification Number, just as the SSN entitled to every legal citizen. This is a unique series of number that acts as the identification of the vehicle in department of motor vehicles. The second step is to compile all the necessary information about the vehicle. It will be less tedious to check whether a car has an auto lien on it or not if you knew the model, year made and the make and maker of the vehicle of interest.
The third thing to do is visit your department of motor vehicles armed with all the information. These sites have automated systems that allow you to renew the vehicle’s registration, acquire a duplicate title to the vehicle as well as check whether or not the vehicle has an existing auto lien on it. This is easily done by running a car title search on the website by using the information gathered about the vehicles. You can access you department of motor vehicles website directly or visiting Autoweb.com which is well renowned for connecting all DMV websites in United States and Canada.
If you don’t have access to Internet from your area or for some reasons you cannot use the Internet, call the department of motor vehicles in your administration region. This way, you can check whether or not the vehicle has a lien on it and any other information you may need concerning the car. Some systems are automated while others are manned by people in real time. It would be better if you prepared yourself for any possible scenario. The last thing to do is acquire a lien satisfaction letter from the concerned authority. If the loan on the vehicle is settled completely you will need a loan satisfaction letter to clear the vehicles lien. If the loan is not cleared, the vehicle’s owner is responsible for paying off the debt.