Renewing your existing car insurance policy is fairly simple and takes place every six to 12 months depending on your insurance agency. Insurance companies run renewal cycles like this, not only to provide a set schedule for their clients to pay their premiums; but it also serves as a way to reevaluate the coverage on each of their clients and strive to provide them the best rates possible. People’s lives are busy and the last thing they want to worry about is whether their auto insurance policy is current. Luckily, the process for renewing an auto policy takes very little thought or time investment.
Follow these three easy steps to renew your auto insurance policy today:
Call your insurance agent. Call your car insurance agent and ask when your renewal cycle begins and ends. Call back in the month that your car insurance policy is up for renewal and ask your agent to renew your coverage. This is also a good time to ask about any new discounts or programs offered by the agency.
Enroll for online renewal. Many insurance companies now have websites that allow you to log in and securely renew your policy online in real time. Simply have your auto insurance information available the first time you log in to get your account set up correctly, then log in to make any changes of renewals after that.
Sign up for automatic renewal. Nearly all insurance companies now offer automatic renewals for repeat customers. With this scenario, you are mailed or emailed a notice indicating that your car insurance policy will automatically renew if you do not act to intervene. If you are satisfied with your coverage, you simply do nothing and allow your coverage to renew.
Renewing your car insurance policy has never been easier and by following one or several of the above mentioned steps, you can quickly and painlessly get back on the road with no gaps in your current coverage cycle.