Finding the best cheap car insurance takes some work. When it’s time to start looking for a new policy there are a number of things you can do to lower your premiums. Insurance companies look at many factors when determining rates, so no two people will get the same quote. Finding the insurance company that is the best fit for your situation can take some time, but in the end the effort will be worth it. Here are a few tips for insurance shopping.
No matter what company you end up going with, make sure you’re receiving all available discounts. Insurance companies offer discounts for a number of reasons. Multiple policies, insuring multiple cars, passing a defensive driving course and paying your annual premium in full are examples of available discounts.
If you are a member of AAA you can buy discounted car insurance through them. They have a great reputation in regards to both price and customer service.
Great pricing and excellent customer service make Geico one of the cheapest of the major insurance companies. They offer high quality coverage at reasonable prices.
Progressive is another one of the majors that gets excellent ratings from customers and industry experts. Their website lets you compare their quote with four other insurance company quotes. You can also purchase a policy directly on the site.
Esurance acts as both a consolidator and an insurance company. You can get quotes from numerous companies and agents as well as an Esurance quote. If you decide to go with a competitor you can purchase the policy right from the website.
State Farm offers great rates combined with excellent claims support. Customers rave about both their pricing and customer service.
The best car insurance company is the one that pays their claims on time and does this expeditiously. The bottom line for any insurance company’s value is how they handle their claims division. The only factor that is viable in the world of auto insurance is the claims payment feature. This is not to say that other factors are not important such as price, premium, the all-important deductible, this is only to say that, know what you are getting in to before you sign on the dotted line with any car insurance company. The process of elimination of insurance companies and determining which is best for you and your family is the important option here and the one that will be listed below.